The IRS, or the Internal Revenue Agency, has instilled the fear of God in the minds of all tax payers in the country. This tax collection and enforcement agency of the Treasury Department of the USA is responsible for dealing with all tax-related issues, which can include non-payment, underpayment or overpayment. It is invested with [...]
Have bills being piling up lately and you are unable to make payments? Are you unable to make even the minimum payments on your credit cards? Are you not picking up the phone due to fear of the caller being your creditor? Does all of your debt problems lead to anxiety and depression?
Relax, there is [...]
Every morning the trader sits down at his computer to begin the day, and the dilemma faced is always the same - finding a stock or two or three to make a buck on for that day. This really shouldn’t be that hard, but for some traders it is.
Let’s see if we can break it [...]
So you’ve had some debt problems - maybe due to something outside your control such as a divorce. Now you’re getting your life back on track, but there’s a problem. Because of your bad credit record, no-one wants to lend you money any more.
Well, don’t despair! With prepaid credit cards, no credit checks will be [...]
Have you ever thought of those who have money being wise about money? You would be wrong to think so; managing money is troublesome for both the well to do and those who have none.
We were in a coffee shop catching up on life when my friend asked me what I would do if I [...]
If you have read any of my Wealth Building Thru Commodity Investing articles, you are quite familiar with BHP Billiton - the world’s largest commodity producer. I have been on the commodity band wagon for awhile. However, after hearing BHP’s earnings call on yesterday I am more convinced that the path to riches [...]
You’ve got bad credit. And you need a loan. If ever there were, financially speaking, a spot between rock and a hard place, you are standing squarely on it and waiting to get squashed. Where can you go for the loan you need to pay off whatever it is you need to pay off?
Secured [...]
Having No Credit
This is easy to revert. Go to a lender and take a small, unsecured loan, make sure you pay up every month and if possible pay one or two days before the due date. The smaller the amount you ask for, the better image you will give. This means you are not a [...]
For a student, it can be difficult to get a credit card that saves money on gas. The best credit cards require a minimum annual income. The average college student does not have the time for classes and a job. Those who do work after class still do not earn enough to qualify for most [...]
Your home is an investment. And like any investment, it is worth money. More specifically, your home has equity. Second mortgage home equity loans can open the financial door for you to cash in on the money that you have accrued so far. You can then take this money and use it for a number [...]
Frequent monitoring of our personal credit report is vital to ensure
protection from identity theft. Sadly, many people feel invincible. Thus,
they do not take the necessary steps to protect their credit rating.
However, preventing identity theft can be as simple as checking your
credit report twice annually. This way, if unfamiliar accounts are present,
you can contact the credit [...]
As Chevron (CVX) will report earnings this week, you may be wondering if it will be beneficial to purchase shares of this company in attempt of earning higher capital gains. You may also be wondering why I am endorsing the purchase of this equity at a time when oil prices are at its lowest point [...]