Conventional wisdom about the best ways to earn, spend, save and invest money maintains a firm grip on the minds of millions even as it fails to deliver. Mainstream media reinforces the dominant view of money via “Live Richly” (Citibank) and “Live Life: Life takes Visa” etc. Viewers, in turn, model their financial lives after [...]
The communication innovations we have around us today like the internet, financial newspapers, and special interest television channels focused on investing like CNBC are a high speed pipeline of nonsensical chatter. All these sources of information mean that there is no shortage of media people trying to answer our questions about the stock market and [...]
Indian Market
One more week of volatility and we ended the speculation in the “red”. This was expected, because 10K is always a huge number and bigger round number than any other. If you see the performance of DOW Jones(USA), that too hovered around the 10K mark for a little while before actually breaking [...]
When you have financial problems, credit cards instead of being a blessing turn out to be an incredibly heavy burden. Financing unpaid balances is extremely expensive and your minimum payments keep increasing eating up your income till you finally won’t be able to meet the payments.
Credit Card’s Payments
Though the flexibility credit cards provide is undoubtedly [...]
This is perhaps a startling thought to many people. But while I do find it provocative, it is perhaps not very far-fetched and has its merits. Of course, if one believes that Provenge is a guaranteed blockbuster than the thought is simply absurd. But if one takes what I consider a more realistic view that [...]
Each government agency has its own procedures and requirements, that’s why you need to be informed before applying for government aid.
Different Alternatives
There are government grants available for individuals and for businesses. Government grants for individuals are mainly focused on the academic, research and artistic fields. But there are also Grants for organizations, businesses and non [...]
1. Risk Reward Ratio.
The risk reward ratio of your system should always be 1-2 or more, for example if you are risking $1 then you need to get $2 back or more. If your risk/reward is 1-1 or less then you have to win more than P of the time just to break even let [...]
If you are like many of the thousands of people trying to make money online today, then you are probably trying to find a program that works. I have tried Quixstar, Market America and Amway, all of which require you to build a down line and sell a product. The one and only program [...]
Business loans are one of the most common types of loans that people take out to fulfill their needs. As the name suggests, a business loan is taken out for the purpose of business. Every business requires capital. The capital can be owner’s funds or borrowed money, i.e. loans.
In most cases, people need to take [...]
When you purchase a hand made or antique item today you are buying character and quality that adds to the beauty, comfort and gives you the feeling of being grounded, provides a conversation starter, and sense of being home.
Heirloom pieces and antiques allow you to add some character to your home.
Whether you have a piece [...]
During some cases of personal injury claims, the claims are settled by the exchange of a sum of money for the release of the claim. The latest trend though is going in for a structured settlement, where instead of an immediate lump sum of money, structured settlements are provided, which are structured over a period [...]
If you’ve lived in your home for two years, you can take a tax-free gain of $250K for a single filer and $500K for married (filing jointly). You just have to have used the property as your principal residence for two of the past five years. You can even rent your house out for most [...]